What Happens To Debt After You Die?

Death is inescapable, there is no way to escape from it. Similarly, you can’t run away from few kinds of Debts – and these debts are like “once a person is owing money, and die;  someone has to pay for it”. For example co-singers who sign onto student loans are held accountable for the money being loaned to be paid back as well.

This infographic from Total Bankruptcy tells you the same story with many angles – it can help you to have an idea about what happens to your debt when you die.

Does the S&P have enough energy to hurdle the down trend line?

Does the S&P have enough energy to hurdle the downtrend line after a 24% run from the October bottom?

We we’re looking for a correction down to 1277, but after a couple times of trying to crack the glass ceiling at 1333,  it looks like the index is  back in 1300-1333 short-term trading range.

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Dow Jones Chart for 15 Jan. 2012 Weekend

Dow Jones, Support is at 1200 around if it take resistance as mentioned on chart

Dow Jones made an attempt to close the week above the resistance line but got resisted and closed inside the weekly pattern.

Suppose to close above 12,584 above…then you will see fire work for up side.

Selling pressure come between  12590 and 12500(This is negative diversion)

Just watch closely Dow Jones Chart

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World Market Performed in 2011 with NSE NIFTY

Equity stock market is a reflection of the confidence of and market sentiment. Its performance relates the confidence, or the lack of it, of investors, both domestic and foreign, retail and institutions.

In India, we have two major equity indexes: BSE’s Sensex and NSE’s Nifty. While the NSE is India’s largest stock exchange by turnover, it is the Sensex that is more famous the world over.

It is debatable if stock market performance is a barometer of a country’s economic health. However, it is true that it does, in most cases, reflect the fundamental strength of the underlying economic fundamentals.

Among other things, this interesting graph reveals three major ideas:

(a) The NYSE’s Dow Jones is the only stock index to have closed 2011 on a positive note, i.e. at a level higher than end-2010.
(b) The DAX (Frankfurt) and the CAC (Paris) indexes in the huge debt-laden eurozone economies have performed poorly, down nearly 14 and 17 per cent respectively; uncertainty has gripped the euro economies what with debt worries plaguing almost all major economies in the single currency zone.
(c) Three of the four BRIC economies did worse: Shanghai down by over 21 per cent (where majority of listed companies are government-owned), Brazil by 18 per cent, while India’s Sensex ended up as the worst performing equity index in the world.

Currently among large economies, India is the second fastest growing economy. However, investors in the listed companies on the Sensex collectively lost a Rs19 lakh crore in 2011. In 2011, the Sensex fell by a total 5,054.17 points or 24.64 per cent in the entire 2011. In comparison, the index had gained 3,044 points (17 per cent) in the previous year 2010 and by even a wider margin of 7,817 points (81 per cent) in 2009.

The major reasons for the pathetic performance of the Sensex (and the whole Indian equity market) are: political instability at the Centre, the UPA’s bad decision-making, lack of confidence-inspiring reforms, populist spending, rising fiscal deficit, eurozone crisis, rising inflation, volatile energy prices, international political uncertainty, and above, uninspiring leadership at the head of the government, led by Dr Manmohan Singh.

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Predictions for 2012: Fear, Greed and Volatility by DOW JONES

oil price

The 2012 year opens with perhaps more uncertainty than any previous year in recent memory. The economies around the world are weak at best, Iran is test firing missiles in the Gulf and it’s an election year in the United States. The weak economy and US election year point to QE3 sometime before midyear not necessarily because it will actually do anything but psychologically it could give the impression the president is trying to do something to get the economy back on track prior to the election. The two basic factors that drive all investments fear and greed will cause more volatility than ever before. With that in mind here are several predictions for the stock market, oil and natural gas, precious metals and commodities. Keep in mind the volatility will likely cause a larger number of short term swings of +/-3-5% such as the DOW jumping +/-300 points at a time which has driven many small investors away from the markets.

Chart show the DOW in another tight range for the year of between 10,836 and 13,200(more). I expect 2012 is going to be one of the most volatile economic years in recent history. The US dependence on foreign Oil Price is a wild card in any type of economic recovery. Oil prices over $120 per barrel will have a significant dampening effect on any type of recovery.

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MCX NCDEX Update: Gold, Crude Oil, Silver, Mentha Oil, GuarGum & GuarSeed

MoneyMunch

What I had written on 16th Dec 2011 about Gold?
CLICK HERE TO SEE IT
I said, “ONCE GOLD WILL BREAK AND CLOSE BELOW TO 1553 HURDLE THEN IT’LL TOUCH 1516 AND BELOW…” but as I said, it is not crossed to my hurdle and moving Upside day by day.

mcx crude oil
Yesterday, what I had written about Crude Oil in Password Protected mode?
I said, “Crude Oil will run upside continue, and it’ll touch 5051+ level
Now you get, what’s my subscribers getting?

Today, I’m going to write more about Crude Oil / Silver / Mentha Oil / GuarGum / GuarSeed soon!
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